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These systemic inequities, exacerbated through the pandemic, include ongoing discriminatory mortgage lending practices and predatory tax liens, water bills and other charges against homeowners. “Our research and conversations with Black homeowners, landlords, brokers, real estate professionals have shown that the loss of Black homeowners is due to existing structural, racial and intentional discriminatory housing practices and policies that have worked to strip Black households of intergenerational wealth,” says Sabrina Bazile, Senior Program Manager for the Black Homeownership Project. Put simply, inheriting a house often does not lead to sustained homeownership for many Black families in New York City. (Graphic courtesy Center for NYC Neighborhoods) “Inheriting a home does not automatically lead to sustained homeownership - systems must be in place to protect it.”Ī study published last year by the Center for NYC Neighborhoods found that, in addition to paying higher closing costs (on average, Black homebuyers pay $7,000 more in closing costs) and higher interest rates than White home buyers, the overall share of Black homeowner households in the city has sharply declined in the past 20 years. “For far too long, a legacy of racist housing practices has made it impossible for many Black families in the city to tap into the equity-building, cross-generational benefits of homeownership,” says Christie Peale, who heads the Center for NYC Neighborhoods.

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Launched in October as part of the Center’s Black Homeownership Project, it focuses on helping Black homeowners and their families retain and build intergenerational wealth through a combination of education and free estate planning services, aided by local community partners. The Center for NYC Neighborhoods is looking to change that pattern through a pilot program called Generation 2 Generation, focused on Black households in Central Brooklyn and North Bronx. If a specific product has been discontinued, AMP Research may, at its option, replace your product with a current product of comparable function and value.Homeownership is one of the biggest wealth generators in the United States – but not for Black families. You must pay any labor charges associated with removing or reinstalling the product. What AMP Research Will Do: During the applicable warranty period listed above, AMP Research will, at its option, either repair or replace any defective product at no additional charge.Some states or providence do not allow the exclusion or limitation of incidental or consequential damages, so this exclusion or limitation may not apply to you.

Incidental and consequential damages are not recoverable under this warranty. What These Warranties Will Not Cover: These warranties doe not cover any damage, defect, or malfunction caused by misuse, abuse, accident, improper installation, modification, improper or inadequate maintenance, or on-road and offroad hazards.The warranty is not transferable from the original purchaser.

The warranty expires if the product is removed from the original vehicle or if the original vehicle is transferred to another owner. For How Long: This warranty, and any implied warranties including merchantability and fitness for a particular purpose, lasts five years or 60,000 miles (whichever comes first) from the date of purchase.This warranty does not apply to any product from AMP Research direct or indirect subsidiaries. What is Covered: All defects in materials or workmanship on select AMP Research branded products properly installed per provided instructions except those listed below under the Three Year Warranty.